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Policy type
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|
Single Trip |
Annual Multi-trip |
Policy Summary (policies issued after 01/09/2008)
Policy Section |
Limit of Cover per person (Standard) |
Excess |
Emergency Medical and Repatriation Expenses
|
£3,000,000 |
£130 |
Emergency Dental Treatment
|
£250 |
£130 |
Hospital Benefit
|
£25 per complete day of
inpatient treatment: up to £500
|
Nil |
Cancellation and Curtailment
|
£1,000 |
£130 |
Missed Departure
|
£500 |
£130 |
Personal Possessions and Baggage
|
£750 |
£130 |
Delayed Baggage
|
£50 per full 12h our delay:
up to £100
|
Nil |
Cash Limit
| £100 |
£130 |
Loss of Passport
| £150 |
£130 |
Personal Liability
|
£1,000,000 per policy |
£130 |
Personal Accident
- Death
- Permanent loss of sight or limb
- Permanent Total Disablment
|
£10,000
£10,000
£10,000
|
Nil
Nil
Nil
|
Legal Expenses
|
£15,000 per policy |
£130 |
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional
premium
|
Winter Sports Extension (Optional)
|
Equipment (Owned) |
£500 |
£130 |
Single Article Limit |
£250 |
£N/A |
Hired Total |
£250 |
£130 |
Ski Hire |
£20 per 24 hours up to £200 |
Nil |
Ski Pass |
£75 per 24 hours up to £300 |
Nil |
Piste closure |
£20 per 24 hours up to £200 |
Nil |
Avalanche cover |
£25 per 24 hours up to £250 |
Nil |
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium |
Golf Cover Extension (Optional)
|
Equipment (Owned) |
£1,500 |
£130 |
Single Article
Limit
|
£250 |
£N/A |
Hired |
£20 per 24 hours up to £200 |
Nil |
Green Fees |
£75 per 24 hours up to £300 |
Nil |
Optional Business cover - Your policy can be extended to cover your business equipment on payment of an additional
premium
|
Business Extension (Optional)
|
If your Business
Equipment is lost or stolen
|
£1,000 |
£130 |
Single Article
Limit
|
£500 |
£N/A |
Hiring Equipment |
£50 per 24 hours up to £500 |
Nil |
Business Money |
£1,000 |
£130 |
Cash Limit |
£500 |
£125 |
Natural Catastrophe Cover (Optional) |
Extended Travel Delay
|
£1,000 |
£130 |
Public Transport
|
£20 after the first 12 hours
and then £10 per 12 hours
after to a maximum of £100
|
Nil |
Replacement Accomodation
|
£1,000 |
£130 |
Optional Gadget cover - Your policy can be extended to cover your electronic devices, such as mobile phones, laptops, tablets, games consoles and mp3 players, are covered against accidental damage, theft or malicious damage whilst you are on holiday. |
Gadget Cover (Level 1)
|
Up to 3 gadgets |
£1,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£1,000 |
Up to £50 |
Gadget Cover (Level 2)
|
Up to 5 gadgets |
£2,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |
Gadget Cover (Level 3)
|
Up to 7 gadgets |
£3,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |
Policy Section |
Limit of Cover per person (Premier) |
Excess |
Emergency Medical and Repatriation Expenses
|
£5,000,000 |
£110 |
Emergency Dental Treatment
|
£250 |
£110 |
Hospital Benefit
|
£25 per complete day of
inpatient treatment: up to £500
|
Nil |
Cancellation and Curtailment
|
£2,000 |
£110 |
Missed Departure
|
£750 |
£110 |
Personal Possessions and Baggage
|
£1,000 |
£110 |
Delayed Baggage
|
£75 per full 12 hour delay:
up to £150
|
Nil |
Cash Limit
|
£100
£110
|
Loss of Passport
|
£150
|
£110 |
Personal Liability
|
£2,000,000 per policy |
£110 |
Personal Accident
- Death
-
Permanent loss of sight or limb
in one or both eyes
- Permanent Total Disablment
|
£10,000
£10,000
£10,000
|
Nil
Nil
Nil
|
Legal Expenses
|
£25,000 per policy |
£110 |
If a natural disaster occurs
Covers you if your aircraft
or sea vessel is hijacked for
more than 24 hours
|
N/A |
Nil |
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional
premium
|
Winter Sports Extension (Optional)
|
Equipment (Owned) |
£500 |
£110 |
Single Article Limit |
£250 |
£N/A |
Hired Total |
£250 |
£110 |
Ski Hire |
£20 per 24 hours up to £200 |
Nil |
Ski Pass |
£75 per 24 hours up to £300 |
Nil |
Piste closure |
£20 per 24 hours up to £200 |
Nil |
Avalanche cover |
£25 per 24 hours up to £250 |
Nil |
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium |
Golf Cover Extension (Optional)
|
Equipment (Owned) |
£1,500 |
£110 |
Single Article
Limit
|
£250 |
£N/A |
Hired |
£20 per 24 hours up to £200 |
Nil |
Green Fees |
£75 per 24 hours up to £300 |
Nil |
Optional Business cover - Your policy can be extended to cover your business equipment on payment of an additional
premium
|
Business Extension (Optional)
|
If your Business
Equipment is lost or stolen
|
£1,000 |
£110 |
Single Article
Limit
|
£500 |
£N/A |
Hiring Equipment |
£50 per 24 hours up to £500 |
Nil |
Business Money |
£1,000 |
£110 |
Cash Limit |
£500 |
£100 |
Natural Catastrophe Cover(Optional) |
Extended Travel Delay
|
£1,000 |
£110 |
Public Transport
|
£20 after the first 12 hours
and then £10 per 12 hours
after to a maximum of £100
|
Nil |
Replacement Accomodation
|
£1,000 |
£110 |
Optional Gadget cover - Your policy can be extended to cover your electronic devices, such as mobile phones, laptops, tablets, games consoles and mp3 players, are covered against accidental damage, theft or malicious damage whilst you are on holiday. |
Gadget Cover (Level 1)
|
Up to 3 gadgets |
£1,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£1,000 |
Up to £50 |
Gadget Cover (Level 2)
|
Up to 5 gadgets |
£2,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |
Gadget Cover (Level 3)
|
Up to 7 gadgets |
£3,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |
Policy Section |
Limit of Cover per person (Premier Plus) |
Excess |
Emergency Medical and Repatriation Expenses
|
£10,000,000 |
£100 |
Emergency Dental Treatment
|
£500 |
£100 |
Hospital Benefit
|
£25 per complete day of
inpatient treatment: up to £500
|
Nil |
Cancellation and Curtailment
|
£5,000 |
£100 |
Missed Departure
|
£1,000 |
£100 |
Personal Possessions and Baggage
|
£2,000 |
£100 |
Delayed Baggage
|
£75 per full 12 hour delay:
up to £150
|
Nil |
Cash Limit
| 200 |
100 |
Loss of Passport
| 250 |
100 |
Personal Liability
|
£2,000,000 per policy |
£100 |
Personal Accident
- Death
- Permanent loss of sight or limb
- Permanent Total Disablment
|
£25,000
£25,000
£25,000
|
Nil
Nil
Nil
|
Legal Expenses
|
£25,000 per policy |
£100 |
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional
premium
|
Winter Sports Extension (Optional)
|
Equipment (Owned) |
£1,000 |
£100 |
Single Article Limit |
£ 500 |
£ N/A |
Hired Total |
£300 |
100 |
Ski Hire |
£20 per 24 hours up to £500 |
Nil |
Ski Pass |
£75 per 24 hours up to £450 |
Nil |
Piste closure |
£20 per 24 hours up to £400 |
Nil |
Avalanche cover |
£25 per 24 hours up to £250 |
Nil |
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium |
Golf Cover Extension (Optional)
|
Equipment (Owned) |
£1,500 |
£100 |
Single Article
Limit
|
£250 |
£N/A |
Hired |
£20 per 24 hours up to £200 |
Nil |
Green Fees |
£75 per 24 hours up to £300 |
Nil |
Optional Business cover - Your policy can be extended to cover your business equipment on payment of an additional
premium
|
Business Extension (Optional)
|
If your Business
Equipment is lost or stolen
|
£1,000 |
£100 |
Single Article
Limit
|
£500 |
£N/A |
Hiring Equipment |
£50 per 24 hours up to £500 |
Nil |
Business Money |
£1,000 |
£100 |
Cash Limit |
£500 |
£75 |
Natural Catastrophe Cover(Optional) |
Extended Travel Delay
|
£1,000 |
£100 |
Public Transport
|
£20 after the first 12 hours
and then £10 per 12 hours
after to a maximum of £100
|
Nil |
Replacement Accomodation
|
£1,000 |
£100 |
Optional Gadget cover - Your policy can be extended to cover your electronic devices, such as mobile phones, laptops, tablets, games consoles and mp3 players, are covered against accidental damage, theft or malicious damage whilst you are on holiday. |
Gadget Cover (Level 1)
|
Up to 3 gadgets |
£1,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£1,000 |
Up to £50 |
Gadget Cover (Level 2)
|
Up to 5 gadgets |
£2,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |
Gadget Cover (Level 3)
|
Up to 7 gadgets |
£3,000 |
Up to £50 |
Single Article Limit |
£1,000 |
Up to £50 |
Single Article Limit (Laptop) |
£2,000 |
Up to £50 |