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Information For Travellers

Why purchase annual multi-trip travel insurance?
If you travel more than once a year, annual multi-trip travel insurance may provide the most cost effective solution to cover all your trips and leave you with one less thing to think about when organising your travel. Arranging annual travel insurance is simple with just one premium to pay.

What does an annual multi-trip insurance policy cover?
An annual multi-trip policy lasts for one year and you can take as many trips/holidays as you wish during that year. Any individual trip or holiday must not last longer than 31 consecutive days. If you choose to travel overseas for a period exceeding the duration stated in your policy you will need to take out a Single Trip policy for that particular trip.

Will I be covered for travel worldwide?
When purchasing annual multi-trip travel insurance you will be asked which regions you would like to be covered for – Home Country within EU; Europe means the continent of Europe west of the Ural Mountains including the Republic of Ireland, the Isle of Man, Channel Islands and all countries bordering the Mediterranean Sea, as well as Madeira and The Azores, including Spain, The Canaries, Turkey, Cyprus, Malta and Switzerland. For residents of the Isle of Man and Channel Islands travelling to the United Kingdom, the United Kingdom shall be considered as Europe.; Australia and New Zealand; Worldwide excluding USA, Canada, Caribbean & Mexico and Worldwide including USA, Canada, Caribbean & Mexico. Depending on the area covered the cost of your cover will alter.

Will I be covered for wintersports?
Winter Sports cover for a maximum of 17 days during the year for which you are insured is available for an additional premium.

Who is covered under my annual multi-trip insurance policy?
Annual multi-trip insurance policies can provide cover for an individual, a couple, a family or a group of named individuals.

All claims are always subject to the terms and conditions of your policy.

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